Cash flow
Cleared, pending and planned income and spending remain visible as distinct states.
Privacy-minimised insights
Analytics for decisions, not surveillance.
My Budget Canvas turns aggregate household totals into useful comparisons. This is budgeting analysis—not behavioural tracking, advertising telemetry or merchant profiling.
The aggregate boundary
Less private data, more useful context.
The analytics response excludes merchant names, notes, account details, attachments, record identifiers, property names and raw transactions.
- Dates are inclusive and deterministic
- Weeks run Monday to Sunday
- Forecasts stay separate from actuals
Equal-period movement
Compare the selected range with the immediately preceding range of the same length.
Category change
See which cleared-expense categories moved and their share of the current period.
Recurring pressure
Understand recurring share and monthly commitment pressure without mixing forecasts into actuals.
Weekday patterns
Find the days where cleared spending tends to concentrate.
Bounded history
Version 1 supports reporting windows of up to 366 calendar days.
Room to grow honestly
A useful foundation for meaningful upgrades.
Stable versioned analytics create room for future depth such as longer history, custom comparisons or richer exports. Version 1.0 does not gate the analytics shown here or claim that a paid plan, StoreKit product or web billing already exists.