What is represented
- Personal spending and income records
- Category budgets and monitoring states
- Aggregate-only spending analytics with equal-period comparison
- Subscriptions and recurring household commitments
- Primary, secondary and rental-property cost context
- Bill planning, privacy-minimised exports and an opt-in reminder handoff
Important boundaries
Version 1.0 does not include business accounting, tax, CGT, BAS, EOFY, tax-return preparation or financial advice. It does not claim a paid plan, StoreKit product, web billing, App Store availability, production identity, live hosting or guaranteed background delivery.
Analytics clarification: the new Analytics surface describes personal-budget aggregate reports. It is not product-usage telemetry or advertising tracking.